Protect yourself from damages that exceed your compulsory motor liability limits. Lift your coverage with voluntary excess (IMM).
Voluntary excess motor liability — known as IMM in Turkey — is an optional policy that picks up where compulsory motor third-party liability ends. In severe accidents, statutory MTPL limits can run out quickly, leaving you personally liable for the remainder. IMM closes that gap for a modest premium.
In a serious accident — particularly when multiple vehicles or severe injuries are involved — claim values can quickly exceed statutory MTPL limits, leaving the balance payable from your own pocket. Voluntary excess liability removes that risk for a small annual premium.
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High coverage limits at a low annual cost.
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